Effective Date: [Insert Go-Live Date]
This Privacy Policy describes how Mary Locy & Associates LLC (“Company,” “we,” “us,” or “our”) collects, uses, and protects information when you visit:
- SeniorTransitionHub.com
- SeniorDownsizingClub.com
- TheSeniorMoveBlueprint.com
(collectively, the “Websites”).
By using the Websites or Services, you consent to the practices described in this Policy.
1. INFORMATION WE COLLECT
We may collect the following types of information:
A. Personal Information You Voluntarily Provide
- Name
- Email address
- Phone number
- Mailing address
- Billing information
- Payment details (processed through third-party payment processors)
- Event registration details
- Course enrollment information
B. Automatically Collected Information
When you visit the Websites, we may automatically collect:
- IP address
- Browser type
- Device type
- Operating system
- Pages viewed
- Time spent on pages
- Referring website
C. Transaction Information
If you purchase products or services, we may collect:
- Purchase history
- Course participation data
- Membership status
Payment details are processed securely by third-party payment processors and are not stored directly on our servers.
2. HOW WE USE YOUR INFORMATION
We may use your information to:
- Deliver digital products
- Provide course access
- Process payments
- Send confirmations and receipts
- Respond to inquiries
- Send newsletters and educational updates
- Notify you of future events
- Improve website performance
- Analyze marketing performance
We do not sell your personal information.
3. EMAIL COMMUNICATIONS
If you:
- Download a free resource
- Register for an event
- Purchase a course
- Join a membership
You may receive email communications from us.
You may unsubscribe at any time using the link provided in our emails.
4. COOKIES & TRACKING TECHNOLOGIES
The Websites may use:
- Cookies
- Analytics tools
- Affiliate tracking links
- Pixel tracking tools
These technologies help us:
- Measure website traffic
- Improve user experience
- Track affiliate performance
- Evaluate marketing effectiveness
You may disable cookies in your browser settings.
5. AFFILIATE DISCLOSURE & TRACKING
Some links on our Websites may be affiliate links.
If you click an affiliate link and make a purchase:
- We may receive a commission
- There is no additional cost to you
Affiliate tracking may use cookies to track referrals.
6. THIRD-PARTY SERVICE PROVIDERS
We may use third-party service providers, including but not limited to:
- Payment processors
- Course hosting platforms (including CC360 or similar platforms)
- Email marketing platforms
- Website hosting providers
- Analytics services
These third parties operate under their own privacy policies. We are not responsible for their independent practices.
7. DATA RETENTION
We retain personal information for as long as reasonably necessary to:
- Fulfill business purposes
- Comply with legal obligations
- Resolve disputes
- Enforce agreements
We may retain certain records for accounting, tax, or compliance purposes.
8. DATA SECURITY
We implement commercially reasonable administrative and technical safeguards to protect your information.
However, no method of electronic transmission or storage is 100% secure.
By using the Websites, you acknowledge and accept these risks.
9. CHILDREN’S PRIVACY
Our Websites and Services are intended for individuals age 18 and older.
We do not knowingly collect personal information from children under 13.
If we become aware of such collection, we will take reasonable steps to delete the information.
10. SENIOR INFORMATION DISCLAIMER
While our content focuses on senior-related topics, we do not collect medical records, health diagnoses, or protected health information under HIPAA.
Users should not submit sensitive medical or financial documentation through the Websites.
11. YOUR RIGHTS
Depending on your state of residence, you may have the right to:
- Request access to your personal information
- Request correction of inaccurate information
- Request deletion of certain information
- Opt out of marketing communications
To make a request, contact:
[Insert Business Email]
We may require identity verification before processing requests.
12. DO NOT TRACK SIGNALS
The Websites do not currently respond to “Do Not Track” browser signals.
13. CALIFORNIA & OTHER STATE PRIVACY RIGHTS
Residents of certain states may have additional rights under applicable privacy laws.
We do not sell personal data.
If required by law, we will comply with applicable state privacy regulations.
14. CHANGES TO THIS POLICY
We may update this Privacy Policy at any time.
Updates will be reflected by revising the “Effective Date.”
Continued use of the Websites constitutes acceptance of any updates.
15. CONTACT INFORMATION
Mary Locy & Associates LLC
PO Box 648
Zoar, Ohio 44697
mary@seniortransitionhub.com